How to Find a Captive Insurance Agent

A captive insurance agent is a personal insurance agent who works exclusively for one insurance agency. Captive agents may not help people outside of their agency and only sell their own products. The opposite of a captive insurance agent is an independent agent who does not work for any insurance firm and sells products from all companies he works with. Captive insurance agents can be very hard to find because most people do not want to work with agents who are not working for them or are only selling insurance. The most difficult and time consuming part of finding a captive insurance agent however is finding one who has enough agents under him to provide you with a good service and make a decent commission on each of his sales.

The best place to find captive insurance agents is on the internet. Most insurance brokers and agents use the internet to provide you with all the services you need at an affordable price. You can get an agent to look up your insurance needs, find out how much you could save if you switch to their coverage, and even provide you with an online quote. If a captive agent does not have enough agents working for him, then the best thing you can do is find one on the internet who does have enough agents. This is usually a problem in a small town. It will take time to find an agent in a small town because there is only so many agents in a town.

When finding a good agent online, you should always ask for references. You want to know that they are reliable and that you can trust them to help you out. The more agents they have working for them, the easier it will be to find someone who can help you. In fact, you can also go to an online insurance broker and ask for their advice on which agent to use. They will have agents in their network and can give you a list of names and contact information for agents in their network. If the broker is a captive agent, then they will have their own agents that work for them, but if they are an independent agent, then they will be able to provide you with a listing of independent agents who work for them in their network. Once you have a list of the agents, call up to two of them, ask how you can work together and work as a team to give you a competitive rate on your policy.